Tally
No bank connection. No AI. Free. A ledger you type into, that does the arithmetic and keeps every device in step.
Sign-in is only there so your ledger follows you between devices. Either one; you can link the other later.
Loading your ledger…
This takes four small steps and writes straight into your ledger.
Add your first transaction below. Nothing was invented or connected to a bank.
Money in comes from Deposits. Press / or ⌘K / Ctrl K to jump back here.
What was in the bank, and on which day. Every line from that day on counts from here; earlier lines are history this number already holds.
One-off? Skip this and type it straight into This month.
Rename one and every line, recurring item and income using it follows. Rename it to another's name and the two merge. Delete one and its lines become Other.
Only checked items get real ledger lines. Change any payment later from its Paid pill.